Credit/Debit Cards (Visa, Mastercard, American Express, JCB, Discover)

Alipay

WeChat Pay

PayPal (for international orders)

Bank Transfer (for bulk orders only)

PCI-DSS compliant encryption (SSL/TLS)

3D Secure verification (Visa Secure / Mastercard Identity Check)

Real-time fraud detection system

Only payments from the cardholder’s own account are accepted

Some banks may charge cross-border fees (1.5%-3%)

Orders will auto-cancel if pre-authorization is declined

Authorization: Card pre-authorization at checkout, actual charge upon shipment

Currency: Default in CNY, Visa/Mastercard may apply dynamic currency conversion

Refunds: Refunds return to original card within 3-10 business days

For chargebacks, the following evidence must be provided:

• Order confirmation email

• Proof of delivery (signature/photo)

• Cardholder authorization records (e.g., 3D Secure verification)

Fraudulent chargebacks will result in blacklisting and legal action

Regional Restrictions: Cards from sanctioned countries (e.g., Cuba, Iran) are blocked

Currency Conversion: Opt for "bank exchange rate" to avoid extra fees

Verification: International orders may require passport/billing proof (AML compliance)

Card not enabled for international transactions

Bank fraud prevention block (contact your bank)

Billing address mismatch

Try another card or use Alipay/WeChat Pay

Contact support with bank error codes